Bank of the West | Victor Polich

7 tips on making your home greener

Category: Featured, Your Home | Published: 10/18/18 | Print

Category: Featured, Your Home
Published: 10/18/18

Posted by Victor Polich

Mortgage Banking

Side view of contemporary wood-sided home with solar panel awning.

Going green is getting more affordable, giving homeowners the opportunity to make changes in their homes that can make a positive impact on the environment.

Tags: bamboo flooring, biodegradable, composting, eco-friendly, home buying, mortgage, renewable energy, solar panels, spider plants, Victor Polich

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One millennial’s insights on buying a home

Category: Your Home | Published: 09/19/18 | Print

Category: Your Home
Published: 09/19/18

Posted by Victor Polich

Mortgage Banking

Maribel Rosas and family, wearing A

As I look back on my experience, there are a few things I wish I had known prior to going through the process.

Tags: Athletics, buying a home, closing costs, financing, Maribel Rosas, mortgage, Oakland, pay stubs, renting, Victor Polich, W2

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My offer was accepted! Now what?

Category: Featured, Your Home | Published: 08/23/18 | Print

Category: Featured, Your Home
Published: 08/23/18

Posted by Victor Polich

Mortgage Banking

Young man celebrating good news that he

Let’s take a look at typical elements of the post-offer approval process so that you can get an idea of things that happen before you close on a home.

Tags: appraisal, closing, earnest money, escrow, home, homeowners insurance, inspections, loan, mortgage, purchase, title, Victor Polich

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Adjustable vs. fixed-rate mortgage: How do I know which is right for me?

Category: Your Home | Published: 06/26/18 | Print

Category: Your Home
Published: 06/26/18

Posted by Victor Polich

Mortgage Banking

Rear view of young couple looking out huge glass wall of their house into an expansive yard as they ponder the future and moving boxes behind them.

Making sure you are educated about the advantages of both products will help you decide which is right for you.

Tags: adjustable-rate mortgage, credit, fixed rate, homebuyer, interest rate, loan, mortgage, Victor Polich

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Deposit and loan products offered by Bank of the West, Member FDIC.

Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, Member FINRA/SIPC, and SEC Registered Investment Advisor. Financial Advisors are Registered Representatives of BancWest Investment Services. Fixed annuities/insurance products are offered through BancWest Insurance Agency in California, (License #0C52321), and through BancWest Investment Services, Inc. in all other states where it is licensed to do business. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. Bank of the West and its various affiliates and subsidiaries are not tax or legal advisors.

BancWest Investment Services is a wholly owned subsidiary of Bank of the West. Bank of the West is a wholly owned subsidiary of BNP Paribas. In South Dakota, Bank of the West operates under the name Bank of the West California.

Investment and Insurance products:

Not FDIC insured
Not bank guaranteed
May lose value
Not a deposit
Not insured by any federal government agency