The new mortgage rules: What ATR means for you
Mortgage Banking
Part of the 2010 Dodd-Frank Act, the ATR rule was established to set minimum standards that a lender must use to determine that consumers have the ability to repay the mortgages they get.
Read More ›The new mortgage rules: What QM means for you
Mortgage Banking
The Consumer Financial Protection Bureau has developed “Qualified Mortgage” requirements aimed at prohibiting risky features and practices.
Read More ›Lessons from the government shutdown: Be prepared!
Mortgage Banking
As we learned from the government shutdown of 2013, financial hardship can strike at any time. Use these 6 tips to deal with an unexpected blow to your household income.
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