Documentation is really important. Really.

Wendy Cutrufelli
Mortgage Banking
Man and woman seated next to each other, checking paperwork and entering figures into a calculator

The big change in 2014 is that missing documents can truly delay or derail a mortgage application.

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4 things to know about credit scores

Wendy Cutrufelli
Mortgage Banking
Eyeglasses resting on a credit information report.

Credit scores have attracted a lot of attention in recent weeks, and here are four things you might not know about credit scores.

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Numbers Count: Weekly mortgage data highlights

Karen Mayfield
Mortgage Banking
Craftsman style home, blue sky in the background.

Numbers do count, to us as bankers and, more importantly, to prospective homebuyers, sellers, and real estate professionals. Here’s my take on what counts this week in housing market data.

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U.S. Outlook: Waiting for consumer credit to normalize

Scott Anderson
Chief Economist
graph_credit_041114

We’ve been waiting to see some growth in consumer credit, and it looks like some encouraging signs could ramp up in the months ahead.

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