Bank of the West | small business Archives - Page 10 of 23 - Bank of the West

Made Here: Careful financing and customer selection drive growth

Category: Your Business | Published: 11/24/15 | Print

Category: Your Business
Published: 11/24/15

Posted by Michelle Di Gangi

Small Business Banking

Jeff Lemon, CEO of Foamtec, inside his headquarters building.

Jeff researches his prospective customers carefully, choosing strong distributors who will market his products through social media, Google ads, and other means.

Tags: cash flow, credit, Customer Wise, Foamtec, growth, international manufacturers, Jeff Lemon, line of credit, Made Here, manufacturer, Michelle Di Gangi, small business

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U.S. Outlook: Will small business confidence ever recover?

Category: Economic Outlook | Published: 11/13/15 | Print

Category: Economic Outlook
Published: 11/13/15

Posted by Scott Anderson

Chief Economist

Graph showing small business optimism trends from 1974 to 2015

The pessimism among small business owners throughout this expansion is unprecedented.

Tags: Scott Anderson, small business, small business capital spending, small business earnings, small business pessimism, small business sales

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U.S. Outlook: It’s all about the jobs

Category: Economic Outlook | Published: 11/06/15 | Print

Category: Economic Outlook
Published: 11/06/15

Posted by Scott Anderson

Chief Economist

Graph showing monthly job gains (and losses) over the past several years.

The October jobs report revealed a solid improvement in job creation from the prior two months, solidifying expectations for better economic growth in the fourth quarter.

Tags: ADP, consumer spending, dollar appreciation, Federal Reserve, hiring, interest rates, job creation, jobs, Scott Anderson, small business, unemployment rate, wages

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When concentration is a big problem for a small business

Category: Your Business | Published: 11/04/15 | Print

Category: Your Business
Published: 11/04/15

Posted by Don Mercer

Small Business Banking

Male employee in a green apron sliding a pizza into the oven on a long-handled spatula.

From a lender’s perspective, 20% of total sales to a single customer of the business is a red flag.

Tags: business growth, customer base, customers, Don Mercer, lending, pizza dough, pizzeria, quality control, retail, small business

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Deposit and loan products offered by Bank of the West, Member FDIC.

Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, Member FINRA/SIPC, and SEC Registered Investment Advisor. Financial Advisors are Registered Representatives of BancWest Investment Services. Fixed annuities/insurance products are offered through BancWest Insurance Agency in California, (License #0C52321), and through BancWest Investment Services, Inc. in all other states where it is licensed to do business. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. Bank of the West and its various affiliates and subsidiaries are not tax or legal advisors.

BancWest Investment Services is a wholly owned subsidiary of Bank of the West. Bank of the West is a wholly owned subsidiary of BNP Paribas. In South Dakota, Bank of the West operates under the name Bank of the West California.

Investment and Insurance products:

Not FDIC insured
Not bank guaranteed
May lose value
Not a deposit
Not insured by any federal government agency